Insurance Services (For International Students)

BEFORE ARRIVAL: If you think you need more coverage, have a specific health-concern, play a hazardous sport, travel very frequently, or plan to carry and use valuable personal belongings, we recommend that you consult with an insurance agent in your country before leaving for Japan to ask about additional or alternative insurance (covers medicals and personal liability, etc).

WHEN YOU HAVE ARRIVED: There are two types of insurances:

  • TYPE A: Mandatory (Student Affair Group): 
    1. National Health Insurance (国民健康保険, Kokumin Kenko Hoken

    2. Personal Accident Insurance for Students Pursuing Education and Research (学生教育研究災害傷害保険:Gakusei Kyoiku Kenkyu Saigai Shogai Hoken)
    *As for #2, you do not have to do anything, as all students at ICU are automatically registered for this at the time of matriculation.

    TYPE B: Optional (ICU Service Co., Ltd):
    (For ICU Students) Comprehensive Insurance for Students Lives Coupled with PAS for International Student (インバウンド付帯学総: Inbound Futai Gakuso)

  •  *(): Department in charge at ICU.

This page will provide general information re: the above insurance plans.
Kindly scroll down the page.

MANDATORY INSURANCE I [National Health Insurance (国民健康保険 Kokumin Kenko Hoken)]

Department in charge: Student Affairs Group (1st Floor, Administration Bldg. Weekday 9:30-12:00 / 13:00-16:30)
Tel: 0422.33.3070 email: sa-office★icu.ac.jp *Please replace ★ with @. URL: http://sag.info.icu.ac.jp/

All non-Japanese students must join the National Health Insurance Program (国民健康保険 Kokumin Kenko Hoken) instituted by the Japanese Government. Approximately 70% of your medical expenses will be covered by the insurance.  For more information, please click here (http://www.city.mitaka.tokyo.jp/foreign/english/003/006.html).  For students living in a city/ward other than Mitaka, please visit the city/ward website for more information.  As one can only apply this insurance at the area of residence.

Please contact Student Affairs Group for details.

MANDATORY INSURANCE II [Personal Accident Insurance for Students Pursuing Education and Research (学生教育研究災害傷害保険:Gakusei Kyoiku Kenkyu Saigai Shogai Hoken “GAKKENSAI”)]

Department in charge: Student Affairs Group (1st Floor, Administration Bldg. Weekday 9:30-12:00 / 13:00-16:30)
Tel: 0422.33.3070 email: sa-office★icu.ac.jp *Please replace ★ with @. URL: http://sag.info.icu.ac.jp/

All students at ICU are automatically registered for this insurance at the time of matriculation, which covers fees when the insured sustains a physical injury as a result of an accident during educational or research activities at the university or commuting to school or in transit between school facilities. A “disease” will not be covered under this insurance. Coverage is valid until graduation or until the student finishes his/her studies at ICU.

Please visit the website for the details: Personal Accident Insurance for Students Pursuing Education and Research (学生教育研究災害傷害保険:Gakusei Kyoiku Kenkyu Saigai Shogai Hoken)(url: http://www.jees.or.jp/gakkensai/docs/publish/2016chohyo/gaikokugo_goannai/2016gakkensai2000_goannai_english.pdf).

Types of Claim Payable:

Death Benefits, Disability Benefits, Medical Benefits, and Hospital Stay Benefits

Procedure to file a claim:

If an accident has occurred, immediately contact the Student Affairs Group and receive a claim form.
Fill in and obtain your instructor’s certification, then submit the following documents to the Student Affairs Group in order to file the claim.

  1. Completed claim form
  2. Diagnosis and other documents required

OPTIONAL INSURANCE FOR STUDENTS [Comprehensive Insurance for Students Lives Coupled with PAS for International Student (インバウンド付帯学総: Inbound Futai Gakuso)]

Department in charge: ICU Service Co., Ltd (2nd Floor, Administration Bldg. Weekday 9:00-12:00 / 13:00-16:30)
Tel: 0422.33.3530 email: info★icu-service.com *Please replace ★ with @.

In addition to enroll National Health Insurance (国民健康保険 Kokumin Kenko Hoken) on your own, International Christian University (ICU) recommends that students to join “Personal Accident Insurance” (only if you have not signed any accident insurance policy which includes personal liability at your country).

For ICU Students, ICU Service Co., Ltd offer a personal accident insurance plan called Comprehensive Insurance for Students Lives Coupled with PAS for International Student (インバウンド付帯学総: Inbound Futai Gakuso), insured by Tokio Marine Nichido Fire Insurance Company, Co., Ltd. (東京海上日動火災保険株式会社 Tokyo Kaijo Nichido Kasai Hoken Kabushiki Kaisya).

Kindly contact ICU Service for further details.

WHO SHOULD APPLY?: Those who have NOT signed any additional insurance policy at home, and…

  1. ICU Student who ride a bicycle.
     (WHY?) As per ICU’s school regulation, one must carry an accident insurance if you ride a bicycle on campus. 
    Please also refer to Student Affair Group’s website “Riding a bicycle on campus“.
  2. ICU Student who needs minimum coverage.
  • (WHY?) this accident insurance policy covers… 
    1) traffic accidents in general (not limited to bicycle-related incidents, but traffic accidents in general,
    2) accident compensation happens in everyday life (i.e. Accidentally injured a third person while playing golf. Accidently broke shop items while shopping).

Types of Claim Payable:

Personal Liability, Injury (Death, Residual disability), Rescuer Expenses, etc.

Term of Insurance:

Lump sum up until graduation (when one complete the academic term with ICU).

Procedure to file a claim:

If an accident has occurred, immediately contact :

Tokio Marine Nichido Fire Insurance Company Inbound Futai-Gakuso Service Counter (insclaim.futaigakuso★tmnf.jp  *Please replace ★ with @.*Only available in English)

Telephone numbers / E-mail address to contact when you report the accident or to claim insurance payment

Gakusei Kyoiku Kenkyu Saigai Shogai Hoken
学生教育研究災害傷害保険 “GAKKENSAI”
0422.33.3070 email: sa-office★icu.ac.jp *Please replace ★ with @.
(Student Affairs Group, 1st Floor of Admin. Bldg (本部棟 Honbu-to))
Gakkensai Futai Gakusei Seikatsu Sogo Hoken
学研災付帯学生生活総合保険 “FUTAI-GAKUSO”
0120-868-066 TMNF Help Desk (Toll free number inside Japan.  Operator Service Available only in Japanese)
or ICU Service Co., Ltd (0422.33.3530 info★icu-service.com *Please replace ★ with @)

Comprehensive Insurance for Students Lives Coupled with PAS For International Students
インバウンド付帯学総 “Inbound Futai-Gakuso”

(Incident Desk) insclaim.futaigakuso★tmnf.jp  *Please replace ★ with @. *Customer Service Available Only in English.

(General Inquiries) futaigakuso.inbound★tmnf.jp  *Please replace ★ with @.*Customer Service Available Only in English.

*Be sure to write 1. Name of the University(“ICU”), 2. Your (Student’s) Name, 3. Student ID number when sending e-mails.

ICU Cycle Insurance / eCycle Insurance
ICUサイクル保険 / eサイクル保険
0120-119-110 TMNF Help Desk (24/7 Toll free number inside Japan. Operator Service Available only in Japanese)
or ICU Service Co., Ltd (0422.33.3530 info★icu-service.com *Please replace ★ with @)

International Student Housing General Compensation Plan (留学制住宅総合補償 Ryugakusei Jutaku Sogo Hosho)

Department in charge: Housing Office (1st Floor Dialogue House Weekday 9:30-12:00 / 13:00-16:30)
Tel: 0422.33.3069 email: housing-office★icu.ac.jp *Please replace ★ with @.

In order to sign a contract for an apartment in Japan, you will be requested to have a guarantor (連帯保証人 rentai-hoshonin) who has the same liability for any losses or damage to the apartment as you do.

If you do not know anyone in Japan or have no close Japanese friends who can assume this role, ICU can be the one for ICU exchange students. In order to apply, you should apply for International Student Housing General Compensation Plan (留学制住宅総合補償 Ryugakusei Jutaku Sogo Hosho http://www.jees.or.jp/crifs/pdf/crifs_en.pdf ) via Housing Office and pay 4,000 yen a year to Japan Educational Exchanges and Services (JEES) as insurance. This is a comprehensive renter’s insurance for foreign students in Japan and it protects both the tenant and guarantor against loss of apartment due to covered risk, such as fire.

JEES website: http://www.jees.or.jp/
 (scroll down and click on bottom right corner at “Comprehensive Renter’s Insurance”.  Available in 4 languages.)

(NOTES)

  • The monthly rent (inclusive of the management fees) should not exceed 80,000 yen/month. 
  • The insurance period of the International Student Housing General Compensation Plan of JEES lasts one or two years. You must be insured at all times when you have a lease of an apartment.
  • Please note that only Exchange Students can take advantage of this insurance. For those who does not meet this conditions, please contact ICU Service, Co. Ltd.
  • Should you need further information re: Off-Campus Housing, please also visit ICU Service’s  Off-Campus Housing page.

Insurance Agency Policy

In complying with the “Law on Sales of Financial Products,” we, the Insurance Agency, has established the following policy for soliciting.

  1. We will observe the Insurance Law, Insurance Business Law, Law on Sales of FInancial Products, Financial Product Trading Law, Consumer Agreement Law, Law on Protection of Privacy and any other related laws of Japan, and will endevour to sell products properly.
  2. While acquiring and studying the product details in order to help the customers to understand them, we will also endevour to explain them clearly by exploring new ways to do so.
  3. We will endevor to explain the products according to the customer’s situations (knowledge, experience, financial position and purpose of the purchase, etc.) in order for the customers to make an intelligent choice.
  4. We will endevor to explain the risks involved in the products, especially those products with high speculation factors.
  5. For the sale of the products, we will make sure your situation as to time, place and methods.
  6. All the information we gather on any customer, we will be correctly handle them and will make sure they are managed strictly in confidence.
  7. We will endevor to match the products to the customer’s opinions and desires.
  8. In case of accidents involving the insurance, we will endevor to give proper assistance to the customer.
  9. In view of preventing the unlawful insurance payments, we will only sell proper products with proper insurance premiums, etc.

Contact

Please feel free to contact our staff.

ICU Service Co., Ltd.
TEL: +81(0)422.33.3530
FAX: +81(0)422.33.3765

E-mail: info★icu-service.com *Please replace ★ with @.
You may also use our Inquiry Form (Otoiawase メールでのお問い合わせ).

Business Hours:
Weekday (Monday through Friday) 9:00~12:00 / 13:00~17:00
(We are closed during Saturday, Sunday, Holidays, Summer & Winter Breaks, and other campus holidays.)

  • (2017/10 Prepared. 17-TC00520)